The Money Habit Blog

Lifestyle Inflation and Home Size

Reading Time: 5 Min   The problem with lifestyle inflation is that it’s hard to see, even when you’re looking for it. The Lifestyle Inflation series gives us the chance to examine items we take for granted as needs and reclassify them. You may not choose to make a drastic change with the information. However, you...

The Two Metrics You Must Track To Do Well Financially

Reading Time: 4 Min   As you kick your financial planning into the next gear, the key to your success is building momentum. One of the best ways to build momentum is seeing the direct results of your efforts translate into higher numbers in your bank account. Tracking just two numbers on a monthly basis...

Tell Me What You Want To Read About!

Reading Time: 1 Min   I have a proposition for you.  This is the proposition: I provide free labor writing articles tailored specifically to what you’re interested in.  Again, I will do this for the low, low price of free. I want to! Just share your questions and concerns in the comments section. If it’s...

Everything You Buy Should Fit Into This Picture

Reading Time: 3 Min   Folks who are new to the early financial independence movement often find themselves caught up in the supposed “deprivation” that’s required. A headline comes out about a family of four that lives on less than $30k a year and only eats out 3 times a year, and readers are terrified...

How To Ensure You Succeed in 2017

Reading Time: 4 Min   The new year is upon us and that means big change. A 6 day a week gym habit! An all salad diet! Big outcomes require big change, right? Eh. Not really. I just finished an interview with Forbes about my recommendations for money management in 2017, and I’d like to...

The Best Posts of 2016

Reading Time: 3 Min   December  is one of my favorite times of the year. Cookies! Hot chocolate! Intense bouts of financial planning and introspection! As everyone pulls through the last few days of work in anticipation of the winter break, I present the best posts from 2016.   Posts About Retirement What It’s Like Being...

8 Ways To Celebrate The Holidays For Less

Reading Time: 6 Min Most of us want to mark the holidays with loved ones, and that has typically meant  flashing some cash. Fancy dinners out with friends, a Christmas movie, a trip to Disneyland – the list goes on. Fortunately, there are many options to get folks together that are high on meaning and...

Teardown: How Much Are Your Stock Options Really Worth?

Reading Time: 10 Min If you are seeking your fortunes at a tech firm or as senior level management, odds are your offer letter comes with some allocation of stock options. This grant is supposed to buy your loyalty and entice you to stay in the long-term, but paradoxically employees are often given next to...

Get Happier With: A Life Friction Fund

Reading Time: 3 Min The end of the year is generally the time when most folks revisit their budgets and set new goals for the coming year. That makes it the perfect time to talk about one of my favorite budget items. Ever lose a concert ticket which is nonrefundable? The self-recrimination is immediate: You...

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