Category: Money Psychology

Lifestyle Inflation and Home Size

Reading Time: 5 Min   The problem with lifestyle inflation is that it’s hard to see, even when you’re looking for it. The Lifestyle Inflation series gives us the chance to examine items we take for granted as needs and reclassify them. You may not choose to make a drastic change with the information. However, you...

Get Happier With: A Life Friction Fund

Reading Time: 3 Min The end of the year is generally the time when most folks revisit their budgets and set new goals for the coming year. That makes it the perfect time to talk about one of my favorite budget items. Ever lose a concert ticket which is nonrefundable? The self-recrimination is immediate: You...

What Percent Are You?

Reading Time: 1 Min   The last five years has put the spotlight on the division of the one percent and the rest of the country, the 99%. That’s a very important distinction when it comes to public policy, but it makes it very hard to take stock of your own progress when it comes...

Staying Motivated At Your Job

  Reading Time: 5 Min   It’s the Monday after Thanksgiving and many of us are probably still nursing a holiday food coma and wondering how soon the December holidays will arrive. That makes it a timely opportunity to talk about the elephant in the room: your job. While we often talk about fancy techniques...

Life As Art: Less Is More

  Reading Time: 5 Min   When people talk about their dream lives, many of them bring up expensive toys. Big mansions. First class international tickets. Giant swimming pool and personal chef. This is understandable. They look at the toys in their life right now and think “these aren’t making me very happy,” so they...

How I Actually Quit My Job and Other Hard Money Decisions: Navigating The Leap of Faith

Reading Time: 4 Min We talk a lot about specific tactics to achieve our retirement dreams here, but the psychology around implementing those ideas is equally important. Doing something different is uncomfortable. Sometimes, it surpasses uncomfortable and gets to terrifying. We confront this feeling all along the way to financial independence. Drive used cars and...

Only ⅓ of Happiness is Purchasable

Reading Time: 2 Minutes   I am reading an excellent book called Resilience by Eric Greitens. Greitens is a former Navy SEAL and navy officer and the book is a series of letters written to a friend who is struggling with life after military service. It is an excellent read which you should make time...

Mortgage or All Cash For a House?

Reading Time: 12 Minutes   Owning a house is a central part of the American Dream. It is a bastion of security in a wild world to know your family will have a roof over its head no matter what may come.   Somewhere along the way, though, particularly in the early retirement community, the...

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